Gotcha. Have fun, I'll be staying away from thatMost likely a death spiral, the bank signaled today they would need to raise capital and she acted like the Titanic hitting the iceberg. NY state is just a toxic waste dump and hard to see the Fed getting any takers. That means an asset sale, which is the big reason they are in trouble is they bought troubled assets. The assets they purchased pushed them over the 100 billion mark, which triggers closer regulatory scrutiny. The Feds normally give those transactions a couple years to settle. But this time the Feds dropped the hammer almost immediately and the bank wasn't ready, kaboom!