I'm 28 and my insurance is pretty crazy high on the GT-500, so much that I've been looking at the new Focus RS, but I'd prefer to keep the GT-500. What insurance company do you use, and are the rates good? I've noticed a lot of companies don't like to deal with high horse power cars, so was just trying to find a way to make owning this car a bit cheaper. Thanks! :rockon: I'm with Statefarm currently.
What insurance do you use for your high performance Mustang?
- Thread starter ShiftyThePirate
- Start date
It's because you are 28.
Get married and buy a house and your rates will come down.
Get married and buy a house and your rates will come down.
I am currently with Allied, but look at your whole insurance picture, not just one car. Some companies will charge more for your house/apt and give you cheaper car insurance, where some will charge more for the cars but be way cheaper for the house.
Edit: I am 28 with a speeding ticket on my record and my Gt500 is only 600 a year.
Edit: I am 28 with a speeding ticket on my record and my Gt500 is only 600 a year.
Buy a reasonably priced daily driver and put collector car status on the GT500.
I am with Statefarm and I pay $51/month
I dont pay much on my regular GT. I have a daily driver and the mileage driven on the stang is low. Plus I haven't had a ticket in 6 years and an accident in 10 years. For full coverage, just for the stang with low deductibles I am paying i think 650 a year. Insurance is higher on my 2016 Buick LaCrosse.
P.S. I use Esurance.
P.S. I use Esurance.
Im 27, full cover through state farm is $150 a mo for my z06
Allstate ended up being the cheapest out there for me, out of the bigger companies anyways. I pay 130 a month for full coverage, 0 comprehensive deductible and 500 collision deductible. And I'm in an area where cars are very expensive to insure. Also, I'm 31 with a clean driving record.
I looked at policies myself for a while and found numbers from 700-1100 per 6 month policy. I ended up going through and independent agent who found me a deal with Travelers for about $700 per 6 month cycle. $250 deductible, roadside, rental, and good coverage for other things like uninsured motorist. Not sure on the exact details, but it's quality coverage.
I think independent agents are the way to go, especially if you have multiple cars or own a home.
I think independent agents are the way to go, especially if you have multiple cars or own a home.
through Geico I was paying I believe 130 a month for the Shelby.
I can't recall the exact specifics since I changed them when I sold the car, but the detectable was reasonable for both collision and comp.
I can't recall the exact specifics since I changed them when I sold the car, but the detectable was reasonable for both collision and comp.
mustang_
Banned
I use State Farm for my 1975 Mustang II King Cobra. No problems!
I pay 150 a month for full coverage on my cobra with Plymouth rock. 2 at fault accidents and im 22.
I have Allstate to insure my 3 cars, 2 motorcycles, and my home. I am 29, not married, but own my home.
I think i am planning on getting haggerty after im 30. My insurance rep and i checked and it would almost double the cost of the cobra now, but after i turn 30 it will be about the same as allstate, with more benefits...
I think i am planning on getting haggerty after im 30. My insurance rep and i checked and it would almost double the cost of the cobra now, but after i turn 30 it will be about the same as allstate, with more benefits...
you just have to shop. I call around every couple years and the people that were high last time are low this time, people that were low are high now etc...no rhyme or reason for it, no changes in my driving record or anything. I guess it just depends on what underwriting has decided to do that quarter - they change their mind like the wind changes directions
Don't worry you only have a couple years left. At midnight on my 30th birthday, this magical switch flipped inside me and I was suddenly ten times better at driving, so my rates dropped. I also automatically became a better and more responsible driver when I bought a house AND when I got married. Just like that, overnight, I went from mediocre to Mario Andretti. You just need to do those things and you will be with the rest of us at the top of the mountain.
Anddd how old are you? I feel like 53 a month is....not possible, also thanks all for the inputs, I will def be shopping around.
Do you own a house? I'm with State Farm for homeowners, auto, and business. I'm younger than you and pay just over $1200/6 months for full coverage on all of our cars.
this
i live in LA. i pay $600 a year for collector car insurance. $1 million policy with $0 deductible. insured through American Collector Car
This!
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