What? Look, I'm going to air this out here right now. My parents are very well off. I lucked out. Won the ovarian lottery. Why on earth would I want to have to split my inheritance with someone? I don't think emotionally, Josh. That might be where we differ.
I read your concern of money and future inheritance may be holding you back. No ones parents wants thier money bequeathed to you to go to your spouse or future exspouce. In my state and the surrounding states, seminars on living trust and trusts are advirtized all the time for this type of planning. I did do a pre-nup mainly due to my business and equipment. Because if it went bad, I needed to make sure I still had the tools to provide.
Talk with your folks. Don't let a inheritance be a monkey on your back. Estate planning is a must in my book. Do some reading or go to a seminar on it. You may even find a rich women there.